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Who Pays for What?

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Check out a complete flow chart of the home buying process by clicking here!

Costs are typical and some may be negotiated per the contract. 

Buyers

1.

Home Inspection.

2.

Home Owner's Association transfer fees (if applicable).

3.

Home Owner's or Property Insurance.

4.

Prorated share of taxes (from the date of acquisition).

5.

Escrow fees, Document preparation, recording charges for Title. 

6.

Loan origination fees and mortgage insurance per your lender.

7.

Home Appraisal. 

8.

Title Insurance. 

Sellers

1.

Real Estate Agent's Commission.

2.

Pay off all loans and liens on property (can be done at closing).

3.

Home warranty. 

4.

Prorated share of taxes (up until the date of sale).

5.

Any unpaid HOA fees (if applicable).

6.

Escrow fees, Document preparation, recording charges for Title. 

7.

Cost of a new property survey.

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